Industrial properties are becoming a powerful investment choice. Warehouses, logistics hubs, and specialised facilities like cold storage or data centres are in demand, but securing the right finance is the key to making these deals work.
At Thrive Broking, we help everyday Australians and businesses access tailored finance for industrial property. Whether you’re buying, refinancing, or unlocking equity, here’s what you need to know to get it right.
What Can Be Funded?
Industrial property lending isn’t one-size-fits-all. Common purposes include:
- Purchases: buying your next industrial or commercial asset
- Refinances: restructuring loans for better terms
- Equity release tapping into property value to reinvest elsewhere
Loan sizes can range from $500K to $25M, with terms from 3 to 36 months. Loan-to-Value Ratios (LVRs) typically sit at:
- Metro properties: Up to 65-70%
- Regional properties: Around 50-60%
Documents You’ll Need
Being prepared helps speed up approvals. You’ll usually need:
- A copy of the lease with expiry dates
- Rent roll and outgoings schedule
- Tenant information
- Site plan and council/rates notices
- Environmental reports if required
Common Hurdles and How to Overcome Them
Some issues can slow down a deal, but they don’t have to stop it altogether:
- Short tenancy length: show renewal options or owner-use potential.
- Specialised properties: highlight tenant contracts or strong demand.
- Environmental concerns: provide reports upfront.
- Regional locations: outline tenant demand or alternate use cases.
- Vacant sites: have a clear leasing or development plan ready.
Tips to Get Approved Faster
- Be clear about your exit strategy (sale, refinance, or income).
- Know whether the property is leased, vacant, or owner-occupied.
- Anticipate the valuer’s requirements to avoid delays.
- Highlight any potential growth, such as zoning changes or development corridors.
Final Thoughts
Industrial property is one of the most fundable asset classes right now. With the right preparation and a strong finance strategy, you can take advantage of opportunities in this growing market.
At Thrive Broking, we specialise in securing tailored finance for commercial and industrial properties. If you’re ready to explore your next industrial purchase, refinance, or equity release, we’ll guide you through the process with clarity and speed.