ATO Debt Finance / Debtor & Invoice Finance

Your business owes the ATO: $390,000. But that’s not the only debt. There is also: business loan: $240,000 equipment finance: $315,000 vehicle finance: $145,000 business credit cards: $65,000. Total debt: approximately $1.155 million. The owner asks: “Wouldn’t it be easier to put everything into one loan?” Maybe. But: one loan isn’t automatically a better loan.

Your business owes the ATO: $430,000. That sounds serious. Then you open the debtor ledger. Customers owe the business: $1.65 million. Suddenly the problem looks different. The business isn’t necessarily short of sales. It isn’t necessarily unprofitable. It may simply have too much money sitting outside the business while obligations inside the business continue to