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Equipment Finance

The Machine Is Available. Paying Cash Would Leave You Short for Everything Else.

You’ve found the machine. It’s the right size. The condition looks good. The seller is ready to move. You’ve got enough in the business account to pay for it. So technically, you can afford it. But if you hand over the cash, what’s left? That is the part that matters. For an Oakey QLD business

The Machine Is Available. Paying Cash Would Leave You Short for Everything Else. Read More »

I’ve Found the Equipment I Need. What Happens From Finance Enquiry to Settlement?

A veterinary business in Sorell has already made the equipment decision. It isn’t wondering whether it needs new equipment. It isn’t comparing five different machines. It has found what it wants: a veterinary ultrasound system and digital diagnostic imaging equipment. Total quoted equipment cost: $84,000. The supplier has the equipment available. The business wants to

I’ve Found the Equipment I Need. What Happens From Finance Enquiry to Settlement? Read More »

I’ve Won a New Contract but Need Equipment and Working Capital. What Can I Do?

A civil and maintenance contractor in Nhulunbuy has won a significant new contract. Good news. But the contract creates an immediate funding problem. The business needs another: excavator to deliver the work. Purchase price: $185,000. It also expects to spend approximately: $95,000 mobilising and operating the contract before enough customer payments start flowing back into

I’ve Won a New Contract but Need Equipment and Working Capital. What Can I Do? Read More »

I Need New Equipment, but I’m Worried About Taking on More Debt. How Do I Decide?

A commercial landscaping business in Casey has reached an uncomfortable decision. The business has plenty of work. Its existing equipment is being used. The owner knows another machine would help. But the idea of taking on another finance repayment doesn’t sit comfortably. The business is considering a: compact track loader priced at approximately: $92,000. The

I Need New Equipment, but I’m Worried About Taking on More Debt. How Do I Decide? Read More »

I Still Owe Money on My Equipment but Need to Replace It. What Are My Options?

An Adelaide printing and signage business has a problem. Its wide-format printer is still working. But not well enough. The machine is used every week to produce: signage, vehicle graphics, window graphics, banners, retail displays, and other large-format printed material. The business bought the printer several years ago using equipment finance. There is still approximately:

I Still Owe Money on My Equipment but Need to Replace It. What Are My Options? Read More »

Can I Get Finance for Business Equipment Bought at Auction?

The auction closes at: 2:00 pm Thursday. A late-model commercial robotic floor scrubber is being sold as part of a business equipment auction. Current bid: $72,000. A commercial cleaning business based in Moonah has been looking at this type of equipment for months. The business services large commercial and industrial premises across Greater Hobart, including

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The Machine Is Starting to Cost More to Keep Running. When Does Financing a Replacement Make Sense?

A machine does not have to stop completely before it starts costing a business serious money. Sometimes the warning signs appear gradually. Another repair. Another service call. Another afternoon of lost production. A replacement part that takes three days to arrive. Staff reorganising work because the machine cannot keep up. Customers waiting longer. And every

The Machine Is Starting to Cost More to Keep Running. When Does Financing a Replacement Make Sense? Read More »

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