Insights from Emma Murphy

After nearly 30 years in finance, I’ve had the opportunity to work with businesses of all sizes. Some have operated from major commercial premises with large teams and impressive turnover. Others have started with a single ute, a trailer and a willingness to work hard. One of the biggest lessons I’ve learned is that success

For many Australian businesses, financing equipment is one of the largest investments they’ll make. Whether it’s an excavator, skid steer, forklift, truck, trailer or specialised machinery, the finance repayment is often carefully budgeted and planned for years ahead. Yet the insurance protecting that asset is commonly renewed every 12 months. Each renewal can bring changes

When people think about finance, they often think about interest rates, repayments and approvals. Those things matter, but they are only part of the picture. After almost 30 years in finance, one thing has become clear: the best outcomes rarely come from focusing solely on the loan. They come from understanding the person, the family